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The DBJ Discusses Drone Insurance with Partner Beverly Godbey

02.27.15

The Dallas Business Journal highlighted legal issues arising from the increased use of unmanned aircraft, or drones. Gardere Partner Beverly B. Godbey commented on whether or not businesses need liability insurance to cover drone related incidents, such as injuries, property damage and invasion of privacy.

"There are a variety of fairly serious risks that are associated with the use of drones," Ms. Godbey said. "Businesses that anticipate adopting drones into their operations need to take some time and get the correct insurance in place."

She added that homeowners policies will cover drones for personal use, but not business purposes. Typical commercial general liability policies exclude coverage for aircraft, as drones have been defined. That means businesses should obtain special owner/operator coverage for property and liability insurance.

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